How to Get a Mortgage When You're Self-Employed

The Challenge

Banks often look at net income, which might be lower due to write-offs. But there are other ways to qualify.

Stated Income Programs

Some lenders allow you to state your income if you have good credit and a larger down payment.

B-Lenders

Alternative lenders offer more flexibility for business owners. Rates might be slightly higher, but they get the deal done.